Mary Lynn McKenzie, Your Mountain and Lake Home Finder! Realtor/Broker

Serving Northeast Georgia and Southwestern North Carolina real estate needs for 14 years!
Retirement/Vacation/Second Homes
Waterfront ~ Lake, River, Creek
Investment ~ Rentals, Commercial, Foreclosures and Short Sale Specialist

                                         For Home Buyers

 

I love the full moon shining on the valleys

And the sunrise peaking over the mountains

I love the sound of crickets on summer nights

And the howling breeze on winter eves

I love the absence of traffic

And the presence of deer and wildlife

I love the bursting colors of spring

And the chilly warm colors of fall

I always wanted it all

And now I'm here. I have it!

You can too! Call me today!

Whether you are looking for a vacation/second or full-time home!

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Of course, choosing the right REALTOR makes all the difference from searching to closing and beyon! My services and experience range from financial aid to helping you find the home that best suits you and watching out for your best interests all along the way. For your convenience, I also provide listings by email. I pride myself on repeat business and referrals; I know you'll come to understand why.

As Your Agent, I Will:

Assure that you see all the properties in the area that meet your criteria; not just my own listings!

Guide you through the entire home buying process, from finding homes to look at to walking with you through the entire process!

Make sure you don't pay too much for your new home and help you avoid costly mistakes.

Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Represent your best interest as a Buyer. All Agents are working for the Seller unless you HIRE a Buyers' Agent!!!

As YOUR Buyers Agent, you will know you have ME here for YOU all the way through the process and it's FREE!

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.

Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).

Choose a REALTOR® that you trust and who understands your needs. Loyalty begets loyalty. Don't bounce around from listing agent to listing agent - they are working for the SELLER! Choose a REALTOR with testimonials and referrals; when people are willing to put their name behind a REALTOR, it's a strong sign and saves you the trouble of learning the "hard way".

Determine what neighborhood best matches your needs. Georgia and North Carolina are similar in terrain, but have other differences. Mary Lynn has information for CLIENTS that reveal these differences and make your decisions easier.

Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

Third-party fees include charges for insurance, title search, and other inspections such as termites and home inspection.

Government fees include deed recording and state & local mortgage taxes.

Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.